[Aviva]

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Vista Lifetime Indexed UL (IUL) is a flexible premium universal life insurance policy with an indexed-linked interest crediting feature. This next-generation IUL offers your clients the flexibility they need to protect their family, prepare for retirement and plan for the future.

 

By Combining guarantees, choices and performance, Aviva can provide the peace of mind your clients want.

 

Guarantees – With a guaranteed 2% minimum interest rate, guaranteed Account Value Enhancement
and Basic No-Lapse Guarantee, your clients can rest easy knowing their policy will be there when they
need it most.

Choices – Seven interest crediting strategies, 12 riders, two loan options, flexible premium payments and
three death benefit options are just a few of the many choices available to assemble a life insurance policy
that fits your clients’ needs.

Performance – Aviva has led the way in indexed life insurance development for nearly a decade. Our
products offer outstanding value and innovative features for your clients.

 

Product Features*:

  • Indexed linked interest crediting options that include a guaranteed minimum interest rate while providing more growth potential than most traditional life insurance products
  • Flexible premium payments and death benefit options
  • An array of riders to customize the policy
  • Access to cash value via policy loans and withdrawals (tax consequences and/or surrender charges could apply)
  • Qualified and nonqualified policies available
  • Issue Ages 0-85

Available Riders*:

  • Accelerated Benefits Rider (A no-cost rider)
  • Waiver of Surrender Charge Due to Confinement Rider (A no-cost rider)
  • Life Protector Rider
  • Primary Insured Rider
  • Waiver of Monthly Deductions Rider
  • Waiver of Specified Premium Rider
  • Accidental Death Benefit Rider
  • Death Benefit Maturity Extension Rider
  • Guaranteed Purchase Option Rider
  • Death Benefit Return of Premium Rider

*Not all riders and benefits are available in all states.

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